Archive for Mental Health
The Road to Emotional Recovery Are you a woman in an abusive relationship? Do you find your friends and family turning a blind eye when you repeatedly cry out for help? Do you feel alone and unable to change your present circumstance?
Deanna Gloyd, Spiritual Response Technique practitioner (9 years), shares her insight and technique for healing from her own personal journey in discovery, acceptance, and healing. Deanna is also a public speaker, spiritual mentor, teacher, and published writer in Loveland, Colorado.
“Life by Design” with Coach Lisa Smith on Living Fully After40, 10-18-2010
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LISA SMITH, OWNER, LIFE BY DESIGN, LLC COACHING AND HYPNOTHERAPY ON LIVING FULLY AFTER 40, 10-18-2010
Lisa is a Certified Master Hypnotherapist, Life Coach, Level 1 EFT Practitioner, and NLP Practitioner in the Virginia Beach area. She is a member of the National Guild of Hypnotists, Toastmasters International, and Life Member the Virginia Junior Chamber of Commerce. She has been trained by two of the top success coaches in the world, Jack Canfield and Tony Robbins, in methods to improve self-esteem, self-mastery, confidence, and peak performance.
Baby Boomer Statistics: All about the Baby Boomers Generation
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By Anna D. Banks, GCDF
During the period between 1946 and 1964 or between post World War II and the Vietnam War, a significant increase of birth rate was recorded. This generation was called the baby boomers generation.
If you were born within the years 1946 and 1964, you can consider yourself as part of the baby boomers generation. This particular generation is one of the generations that contributed a lot in politics and also to the culture of the United States.
The main cause of the baby boom was the after effect of World War II. In this period, cities were in rubbles and world economies that were affected severely by the war were in need for goods and services. The needs were so staggering that it is considered as the largest in peacetime.
The United States have been providing a lot of money and also services for their allies in order to help them recover from the war. The United States factories which made war materials before began producing peacetime goods and materials for export. Because the United States began exporting goods and materials to the free world to help them rebuild their economy, it led to a very lucrative business and didn’t slow down up until 1958. Because of this growth, education became cheaper and many people began attending colleges and some even took second college degrees. Because of the increase in education and high incomes of families in this period, it made it possible for them to produce more children. Besides, they had enough money and resources for it.
Today, the baby boomers population is one of the largest in the United States. In fact, there were almost 76 million Americans born during the baby boomers period. This means that they represent about 28 percent of the United States population. This is considered as one of the largest in the United States history.
You have to consider that there are now millions of aging baby boomers today who have reached mid-life. Because of the significantly high population of the baby boomers generation, they contributed a lot to the United States. They were the manpower who was also responsible for the increasing economy of the United States. In fact, you can even consider the baby boomers as the economy of the United States.
The baby boomers today also hold a large amount of government offices. In fact, the highest office in the United States already had 2 baby boomers, namely Bill Clinton and the incumbent president George W. Bush.
You have to expect that baby boomers will be on the political scenery for quite some time.
Also, because of the advancement of technology in the medical field, baby boomers are expected to live longer than their predecessors. Today, they now have access to advanced medical technology and great quality health care.
You should also expect baby boomers getting a hold of the judicial system for a long time in the United States. Statistics have suggested that baby boomers will be in political power up until 2010 to 2015. And, the political influence of baby boomers will be around for quite a long time.
Because people age, the government is also concerned about the health care budget for retiring baby boomers. As everyone knows, old age is always associated will illnesses and diseases, such as arthritis, diabetes, and heart related diseases. Because the baby boomer population is now in their late 50′s and 60′s, the government is now finding ways to adjust the national budget and dedicate more to health care benefits for retiring baby boomers. Obviously, the baby boomer population is one of the largest in the United States. Because of this, you have to consider the fact that without adjustment in the national budged, there will be shortages on health care financing.
Most baby boomers today are relying on their retirement benefits to provide for their health care needs.
As you can see, the baby boomers statistics on population is quite a large number. You have to consider the fact that baby boomers were one of the generations responsible for the significant boom in the United States workforce and economy.
Expect that society will further be influenced by baby boomers in the future and political views will be one of the fields that most baby boomers will have influence on.
© 2008 Anna D. Banks, GCDF
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Author’s Note:
Do you have any questions about career development or lifestyle changes for Baby Boomers, which you think others, like you, would want to know the answers? Email your questions to me at Anna@AnnaBanks.com.
Why Planning for your Retirement is so Crucial
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By Anna D. Banks, GCDF
In the age of modern medicine and technology, you will live longer, remain active longer, and have a fuller life after you retire from your current career. This is precisely why planning for your retirement is so crucial. The first step is to evaluate your retirement needs. Figure out whether you have enough money to fund the retirement lifestyle you wish for, if you retire today. This can be a difficult question to answer as it involves so many variables. However, it is important if you wish to attempt any kind of planning for your retirement.
For coming up with a decent and workable pre-retirement calculation, begin by asking yourself some basic questions:
• What is the current market value of your total investment portfolio, including the pension plan and savings?
• How much do you actually invest every month?
• What would be the best rate of return that can be generated on your investments until retirement age?
• What will your investments be worth when you retire, based on these calculations?
The next step is to come up with a good calculation of how much you should have at retirement. Ask yourself:
• How long do you expect to live?
• How long should the money last?
• How much money would you need per month?
• How much income do you expect from the government?
• How much income do you expect from company pension plans?
• How much will your personal retirement portfolio give you, and for how long?
These calculations can be quite complex, however, many websites and calculators exist that will help you to find the answers. Using one of these retirement calculators or retirement planners enables you to evaluate your retirement needs quite quickly and simply.
The quality of life that you want to lead after your retirement depends on what you are willing to contribute to the fund today. Everyone wishes to retire with peace of mind, which is why planning for your retirement is so crucial. The kind of retirement you can look forward to depends on the planning and investments you are willing to attempt now.
Remember that Social Security will only be able to provide around 40% of the necessary income for a comfortable retirement. Company pension plans are also no longer dependable as once they were thought to be. Increasingly expensive health care costs combined with inflation and a much longer life expectancy will affect the total available retirement income. It is ever more essential to develop a plan and reach your retirement goals. If you haven’t started planning for the crucial retirement fund, begin now. Building enough financial stability during your retirement years will mean a proactive campaign of accumulating assets and savings.
As a general rule, experts say, that you will need 60%-80% of your current annual income to maintain a good retirement lifestyle. Your retirement funds need to be enough to support your lifestyle considering such factors as where you wish to live, activities or hobbies you may want to indulge in, and fulfilling long-awaited pursuits such as travel.
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Author’s Note:
Do you have any questions about career development or lifestyle changes for Baby Boomers, which you think others, like you, would want to know the answers? Please leave your comments on this blog or email your questions to me at Anna@AnnaBanks.com.
